Gate · Nisaba LLCRegulator verify

Policy staff surface — not Bind Room, not diligence, not pricing. Each NAIC ask and HM Treasury Question 15 maps to a live mechanism you can open without a login.

issuing money_real · true evidence tree · 1 OTS · not_found

Verify one receipt

Mint a public NO_GO sample (money_real:false), pull evidence-head, check the Merkle inclusion proof, and read OTS status live. No API key.

evidence-head.json

OTS endpoint not on this origin yet (open PR #137). Empty-tree BitcoinBlockHeaderAttestation exists offline at height 968706 — not inventing a live well-known.

NAIC four asks → live Gate

Exact asks from the Supplement v5.0 written comment — each linked to a checkable mouth.

NAIC AI Risk Evaluation Supplement v5.0

Keep the definition of agentic AI tied to irreversible action authority — not model-architecture labels.

Issuing auth mouth: every agent card authorization hits Gate Clear before settlement; workflow category miss → signed NO_GO with claim_scope.

page · manifest · webhook · dogfood
POST /demo/issuing/mouth with allowed_categories=['fuel'] and merchant_category='software' → approved:false, claim_scope.boundary=gate_issuing_workflow_category_lock.
NAIC Exhibit B question 3p

Third-party AI oversight must be provable artifacts a stranger can check — not vendor self-attestation alone.

Signed claim_scope + Ed25519 receipt + Merkle inclusion vs published evidence-head. Seal word HOLDS/BROKEN/UNSIGNED/MISSING.

evidence_head · seal · receipt_template · proof_template · packet_template
Mint a regulator sample below, then open proof.json and recompute root from leaf_hash + siblings against evidence-head.root_hash.
NAIC self-specified materiality thresholds

Disclosed materiality thresholds must be operational and reconcilable to production records — not ornamental PDF thresholds.

Prefinality mandate caps + Issuing workflow allowlists encoded in card metadata; breach/deny leaves a timestamped signed claim.

go · prefinality · issuing
force_breach:true on Issuing dogfood → NO_GO signal amount_exceeds_cap with signed claim_scope at evaluation time.
NAIC Exhibit A Model Inventory

Model inventories must be exportable and linked to real decision / write-paths — not nicknames detached from irreversible outcomes.

Mouth manifests enumerate live write-paths (Issuing webhook, Clear, Go, Never) with machine-readable .well-known JSON.

gate · issuing · clear · regulator_json
Walk /.well-known/gate.json → issuing_webhook / clear_api / go_api; each path is a decision surface, not a model nickname.

HM Treasury Question 15 → live Gate

HM Treasury — Modernising Payment Services Regulation · closes 11:59pm on 6 October 2026

Question 15: How does existing payment services regulation need to adapt to support agentic payments? For example, do provisions relating to authentication and consent of payments transactions, and liability for unauthorised payment transactions, need updating?

Agent authentication before settlement is live on the Issuing mouth: Stripe issuing_authorization.request → Gate AUTHORIZE/DECLINE with stranger-verifiable claim_scope. Consent is the mandate + workflow allowlist checked at auth time; liability trail is the signed receipt.

issuing_page · webhook · dogfood · manifest · consultation
Live dogfood refuse outside allowed_categories → approved:false before any settlement; signed claim_scope is the auth/consent/liability artifact. Issuing mouth money_real reflects Stripe+enabled config, not that a specific demo call moved funds. Demo responses set demo:true.

Docket — filed / draft / open

Independent confirmation for a regulator researching the record. Status labels are honest.

  • draft_in_repo NAIC AI Risk Evaluation Supplement v5.0 — written comment (four asks) Four asks live in this draft. Do not treat as filed until a dated copy exists under docs/naic/submitted/. There is no Sept 14 filed letter in this repository — verbal Oct 8 reiterates these same asks.
    docs/naic/NAIC_AI_RISK_EVAL_SUPPLEMENT_V5_COMMENT_DRAFT.md
  • draft_ready NAIC BDAIWG Oct 8, 2026 public Webex — verbal comment Reverify Webex link on the NAIC BDAIWG page before speaking. Aug 31 materials timeline + secondary reporting place the comment meeting on Oct 8; official events dump may lag.
    https://content.naic.org/committees/h/big-data-artificial-intelligence-wg
    docs/naic/NAIC_OCT8_2026_VERBAL_COMMENT.md
  • draft_ready HM Treasury Q15 — agentic authentication / consent / liability Submit to Modernisingpaymentservices@hmtreasury.gov.uk before close.
    https://www.gov.uk/government/consultations/modernising-payment-services-regulation
    docs/hmt/HMT_Q15_AGENTIC_PAYMENTS_RESPONSE.md
  • channel_open_no_filed_copy_in_repo Great American AI Act (GAAIA) discussion-draft feedback Public feedback channel exists. No Gate/Nisaba filed GAAIA letter is checked into this repository — do not claim one from this page.
    https://trahan.house.gov/news/documentsingle.aspx?DocumentID=3783
  • live_when_deployed This page — stranger-verifiable mapping Separate from Bind Room, diligence, and pricing.
    https://gate.velaru.xyz/regulator
    gate/templates/regulator.html

Manifest regulator.json · Issuing dogfood /issuing-mouth · Track record /record · Not commercial: no Bind Room CTA on this page.