{"decisions":["GO","NO_GO","HOLD"],"description":"Rail-agnostic GO/NO-GO before irreversible commit. x402 (agent wallet sign), RTP/FedNow (instant fiat credit), Stripe Issuing (agent card auth), and inbound OCT/Fast Funds sink clearance share one receipt.","evaluate":"https://gate.velaru.xyz/v1/prefinality/evaluate","fail_closed":true,"jwks":"https://gate.velaru.xyz/.well-known/prefinality-jwks.json","name":"Gate pre-finality clearance","rails":[{"currencies":["USDC"],"demo_evaluate":"https://gate.velaru.xyz/demo/prefinality/evaluate","evaluate":"https://gate.velaru.xyz/v1/prefinality/evaluate","hook":"before_wallet_sign","id":"x402","sdk":"https://gate.velaru.xyz/sdk/prefinality/wrap.mjs","status":"live"},{"currencies":["USD"],"evaluate":"https://gate.velaru.xyz/v1/prefinality/evaluate","hook":"before_payment_order","id":"rtp","note":"FedNow and RTP abstract to payment_type=rtp on PSP APIs (e.g. Modern Treasury).","status":"adapter","verify":"https://gate.velaru.xyz/v1/prefinality/verify"},{"currencies":["USD"],"dogfood":"https://gate.velaru.xyz/demo/issuing/mouth","evaluate":"https://gate.velaru.xyz/v1/prefinality/evaluate","hook":"issuing_authorization.request","id":"issuing","mouth":"https://gate.velaru.xyz/v1/issuing/authorization","note":"Stripe Issuing agent cards — Gate is AUTHORIZE/DECLINE mouth only.","status":"live","verify":"https://gate.velaru.xyz/v1/prefinality/verify"},{"currencies":["USD"],"dogfood":"https://gate.velaru.xyz/demo/sink/mouth","evaluate":"https://gate.velaru.xyz/v1/prefinality/evaluate","hook":"before_accept_inbound_oct","id":"oct","mouth":"https://gate.velaru.xyz/v1/sink/oct","note":"Visa Original Credit / Fast Funds receive — Gate Clear before the program treats an inbound push as intentional. Receive fees are Visa IRF schedule ($0.29 / Fast Funds $0.60); Gate does not collect.","status":"live","verify":"https://gate.velaru.xyz/v1/prefinality/verify"}],"receipt_ttl_seconds_default":300,"rtp_adapter":{"evaluate":"https://gate.velaru.xyz/v1/prefinality/evaluate","fednow_note":"PSP selects FedNow vs RTP; Gate fingerprints the instruction, not the network.","hook":"before_payment_order_create","manifest":"https://gate.velaru.xyz/.well-known/prefinality.json","payment_type":"rtp","psp_examples":["Modern Treasury","Column"],"spec":"gate-rtp-adapter-v1","verify":"https://gate.velaru.xyz/v1/prefinality/verify"},"spec":"gate-prefinality-v1","verify":"https://gate.velaru.xyz/v1/prefinality/verify"}