{"api":"https://gate.velaru.xyz/v1/nacha-false-pretenses","name":"Nacha False Pretenses","page":"https://gate.velaru.xyz/nacha-false-pretenses","promise":"May this ACH credit proceed under False Pretenses risk?","source":"Nacha Risk Management — False Pretenses. Phase 1 live Mar 20 2026; Phase 2 Jun 19 2026. Monitoring duty — not itself a pre-push mandate.","spec":"gate-nacha-false-pretenses-v1","words":["CLEAR","NEVER","HOLD"]}